Promoting home education & empowering home educators Australia wide.
HEA Membership includes access to insurance for individuals under three categories:
Organisers of a homeschool function
Volunteers of the HEA
Homeschooled Students undertaking Work Experience
New procedures and accepted activities to apply for activity/event insurance is now in place. Any new applications,
as of June 10th, 2025, will need to be submitted at least
3-4 weeks in advance and must be followed by a risk assessment form submission, before being considered for a Certificate of Currency approval. The risk assessment form can be found in the Insurance Kit, which is to be downloaded during the initial application submission.
Event Organiser's Insurance
Public Liability and Products Insurance cover to run your Homeschooling Activities
This insurance is designed to cover the volunteer parent/guardian who organises group events or functions for home educating families. Please read the amended list of covered activities and understand that a risk assessment is required to be submitted before your activity/event is considered for cover.
The organiser(s) must be a current HEA member, hold a current WWCC or WWVP and attend the event.
The organiser must hold a current WWCC for the state they reside in and upload the appropriate details to the insurance application form. You can find a table with the relevant state links to apply for your Working with Children Check or Vunerable People.
The organiser(s) must be acting in a volunteer capacity.
The HEA recommends you request access to this public liability insurance whenever you organise a group homeschooling event. Do this by registering your event with the link button below at least 3-4 weeks before your start date.
Responsibility to understand the cover and exclusions falls to the organiser of the event. Please read the "Types of Activities Covered" document. Also read the information in the Insurance Kit that you will have downloaded when applying. There are many documents explaining procedures and all relevant forms are contained therein.
There will need to be a WWCC holder for every 30 children or part thereof, attending an event and a risk assessment form is to be submitted before an event is considered for insurance.
Attendance records are compulsory to submit.
The cover is ideal when you are hiring a meeting space, as many venues require public liability insurance. It cannot be used to cover you at a private residence.
Camps or retreats are no longer covered.
Insurance Application Steps for Members
1. Submit an application 3-4 weeks before start date.
2. Submit your Risk Assessment Form which is found in the downloaded Insurance Kit.
3. Wait for an answer from the Insurance Team.
If you require a copy of the HEA's Charitable status document in order to gain discounted or free venue-hire, please email insurance@hea.edu.au
Types of Activities Covered
Principally Organiser of Events
Class of Insurance: Combined Liability
Professional Risk Underwriting Pty Ltd
Public & Products Liability Insurance Policy v07.21
Limit of Liability: Public Liability $20,000,000
COC Valid to 31 May 2026
Please note HEA Events Liability insurance only covers event organisers from personal liability and does not cover paid professionals or attendees.
Parents should be advised that they retain full responsibility for the safety of their children.
Insurer's note: Subject to the terms, conditions, exclusions and limitations of the Policy.
IMPORTANT CHECK LIST
1. I am logged into this website as a Member.
Insurance is provided for HEA members only.
2. My event/function is scheduled to start in 4 weeks time.
In some cases, our provider may require extra information before we can approve your event/function.
3. I have downloaded and read my Event Insurance Kit
(found in the 'Register your Home School Activity' process)
4. I have a current working with children check document.
The insurance provider requires a WWCC document from the organiser to be able to insure the event/function.
5. Submit your Risk Assessment Form
(found in the Event Insurance Kit)
After you Register your Activity and submit your Risk Assessment Form, our Insurance Coordinator will contact you with any necessary follow-up questions or the approval or rejection.
If you are outside of the recommended timeline or have any questions, please email us at insurance@hea.edu.au
Student Work Experience Insurance
Included as part of your HEA membership
This insurance is designed to provide personal accident cover for a home educated student undertaking volunteer work experience placement. The amount of cover is limited.
The parent/guardian must be a current HEA member. And the student must be working in a voluntary capacity.
Public liability is not part of the HEA work experience insurance; the employer should have their own P&L cover in place. Queensland and Tasmanian registered homeschoolers can get government work experience insurance through the Department of Education (and does include public liability insurance).
Responsibility to understand the cover and exclusions falls to the parent/guardian. Please read through the Work Experience Kit and email insurance@hea.edu.au if you have any questions.
Class of Insurance: Voluntary Workers Schedule - including Work Experience Placements
Berkshire Hathaway Specialty Insurnace
Voluntary Workers Insurance
Product Disclosure Statement and Policy Wording
Limit of Cover: up to $2,000,000
Whilst actually engaged in official unpaid voluntary activities or engaged in necessary direct travel between your normal place of residence or employment place your voluntary activities.
COC Valid to 3st May 2026
Insurer's note: Subject to the terms, conditions, exclusions and limitations of the Policy.
IMPORTANT CHECK LIST
1. I am logged into this website as a Member.
Insuance is provided to HEA members only.
2. My placement is scheduled to start in 3 weeks time.
Some applications will take longer to process. In some cases, our provider may require extra information before we can approve your placement.
3. I have download my Work Experience Insurance Kit
(found in the 'Register your Placement' button)
4. After you Register your child's placement, our Insurance Coordinator will contact you with the any necessary follow-up questions or the approval or rejection.
If you are outside of the recommended timeline or have any questions, please email us at insurance@hea.edu.au
Voluntary Workers Policy - Personal Accident Cover
This insurance is designed to provide personal accident cover for HEA Volunteers while they work or travel for the HEA.
Volunteering -
a Win-Win
Why join our Volunteer Team?
We provide training and professional development opportunities. Help us to continue to provide valuable services to our members. Build up your skills & portfolio while you home educate!
Class of Insurance: Voluntary Workers Schedule
Berkshire Hathaway Specialty Insurnace
Voluntary Workers Insurance
Product Disclosure Statement and Policy Wording
Limit of Cover: up to $2,000,000
Whilst actually engaged in official unpaid voluntary activities or engaged in necessary direct travel between your normal place of residence or employment place your voluntary activities.
COC Valid to 3st May 2026
